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Cookie Policy

Effective Date: December, 2025  |  Last Updated: December, 2025

This Cookie Policy explains how cookies are used on digital platforms operated by or managed in partnership with Qshelter Limited, including the Qshelter platform and related platforms. This policy explains what cookies are, how they are used on the Platforms, and the choices available to you regarding their use.

1. What Are Cookies

Cookies are small text files that are stored on your device when you visit a website. They help websites function properly, improve user experience, and provide information to website operators about how users interact with a platform.

Cookies may collect information such as:

  • Browser type
  • Device information
  • Pages visited
  • Session activity
  • Preferences and settings

Cookies generally do not directly identify individuals. However, in some cases, information collected through cookies may be associated with personal data where necessary to provide platform services.

2. Why We Use Cookies

Qshelter uses cookies for several purposes, including to:

  • Ensure the Platforms function properly
  • Enable secure user authentication and login sessions
  • Remember user preferences and settings
  • Improve platform performance and usability
  • Understand how visitors interact with the Platforms
  • Enhance security and detect suspicious or fraudulent activity

These cookies help us maintain reliable and secure digital services while improving the overall user experience.

3. Types of Cookies We Use

Cookies used on the Platforms generally fall into the following categories depending on their purpose.

Strictly Necessary Cookies

These cookies are essential for the Platforms to operate correctly. They support core functionality such as:

  • Account login and authentication
  • Session management
  • Platform security
  • Transaction processing
  • Navigation across the Platforms

Without these cookies, certain features of the Platforms may not function properly.

Performance / Analytics Cookies

These cookies help us understand how users interact with the Platforms. They collect information such as:

  • Pages visited
  • Time spent on pages
  • Navigation patterns
  • General platform usage trends

The Platforms may use Google Analytics, a web analytics service provided by Google, to help analyze how visitors use the Platforms. Google Analytics uses cookies to generate aggregated usage statistics that help improve platform performance and user experience.

Information collected through analytics cookies may be processed on servers located outside Nigeria in accordance with applicable data protection requirements.

Functional Cookies

Functional cookies allow the Platforms to remember choices you make, such as:

  • Language preferences
  • Region or location preferences
  • Other saved settings

These cookies help deliver a more personalized and convenient experience.

Security Cookies

Security cookies help protect user accounts and platform infrastructure by supporting measures such as:

  • Detecting suspicious activity
  • Preventing unauthorized access
  • Supporting fraud prevention mechanisms

These cookies are important for maintaining the security and integrity of the Platforms.

4. Third-Party Cookies

Some cookies may be placed by trusted third-party service providers that support the operation and improvement of the Platforms. These services may include analytics services, infrastructure hosting, payment processing, or security monitoring.

These providers process information only as necessary to provide their services and are expected to handle data in accordance with applicable data protection requirements.

5. Cookie Duration

Cookies may remain on your device for different periods depending on their purpose.

Session Cookies

These cookies are temporary and are deleted when you close your browser.

Persistent Cookies

These cookies remain on your device for a defined period or until they are manually deleted.

6. Managing Your Cookie Preferences

Most web browsers allow you to control how cookies are used on your device. You may choose to:

  • Block cookies
  • Delete stored cookies
  • Receive alerts when cookies are placed

Please note:

Disabling certain cookies may affect the functionality of the Platforms and some services may not operate as intended.

Changing cookie preferences in one browser may not automatically apply to other browsers or devices you use to access the Platforms.

7. Updates to This Cookie Policy

Qshelter may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or platform functionality.

When updates are made, the revised version will be published on the relevant platform with an updated revision date.

8. Contact Information

If you have questions about this Cookie Policy or how cookies are used on the Platforms, you may contact:

Qshelter Limited

3A Lagoon Avenue, Osborne Foreshore Estate, Ikoyi, Lagos

cssupport@quickshelter.ng

Fund Managers Lagos Office

Asset & Resource Management Holding Company (ARM) 1 Mekunwen Road, Off Oyinkan Abayomi Drive, Ikoyi, Lagos

Fund Managers Abuja Office

Asset & Resource Management Holding Company (ARM) 129 Adetokunbo Ademola Crescent, Wuse II, Abuja, Nigeria

Monday to Friday: 9 AM - 5 PM

Contact

234 (0)2013301828
234 (0) 2013301829
234 (0)2014145855

support@mreif.com.ng

info@mreif.com.ng

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