To access MREIF's affordable mortgage financing, applicants must meet the following criteria.
Applicants must be Nigerian citizens to qualify for the programs offered by MREIF.
Submit proof of identity, income history, and other relevant documents as specified.
Meet specified income and credit requirements to ensure sustainable mortgage repayment.
Prepare the following documents to complete your mortgage application successfully.
Employment Offer Letter or Confirmation Letter
Utility Bill (not more than 3 months old)
Valid ID e.g. Employment ID
RSA Statement of Account
Six (6) Months recent Pay Slips (If employed)
Birth Certificate or Declaration of Age
Tax Card or Tax Clearance Certificate
Apply Online or obtain the application forms at our designated offices.
Complete the application form, ensuring all required fields are filled and necessary documents are attached. This will include identification of the potential homeowners PMI among other information requirements.
Submit the application through the provided channels (online submission or physical drop-off at designated offices).
Applications are reviewed within a few days.

Success Stories

Thank you to the federal government for providing affordable homes for me and family!
Find answers to common questions about MREIF, eligibility, and the application process.